【DP】2024HK信用卡非里程兑换网购、线下商场餐饮、电子钱包及八达通充值等活动汇总

节选自 percysmith

A) Online shopping

i. (to 30 Sep 23) Aeon Wakuwaku: 6%, 现金回赠 (for max $5,000/month)

ii. 信银国际 Motion: 6%, 现金回赠 (for max $3,670/month)

iii. (to 31 Dec 23) Hang Seng MMPower: 5% in spending offset (+FUN Dollars) (for max $17,391/month)

iv. (to 31 Dec 23) BOC Chill卡: 5%, 现金回赠 (for max $3,261/month)

v. HSBC Red: 4% in spending offset (HSBC Reward+) (for max $12,500/month)

vi. CCB 京东卡: 4%, 现金回赠 (for first $142,858 per year)

vii. (to 31 Dec 23) BEA i-Titanium: 4% cash rebate (i-Dollar) (for max $8,333/month) (min $2,000/month)

viii. (to 29 Feb 24) Fubon Platinum/Titanium (9X): 3.6%, 现金回赠 (for max $6,250/month) (电话登记)

ix. CCB Asia Eye: 2%, 现金回赠 (for first $75,000 per year)

B) Supermarket, dept store:

i. (to 31 Dec 23) BOC Chill卡 (Chill 商户, Citysuper): 10%, 现金回赠 (for max $1,563/month)

ii. BOC Sogo: 5.4%-5.5%, 现金回赠为主 (for max $2,000/month)

iii. BOC 青年卡: 5.4%-5.5%, 现金回赠为主 (for max $2,000/month)

iv. (to 31 Dec 23) Hang Seng MMPower: 5.4% in spending offset (+FUN Dollars) (for max $16,000/month) (自选-手机支付)

v. (to 31 Dec 23) BOC Chill卡: 5%, 现金回赠 (for max $3,261/month)

vi. 渣打Smart 卡 (百佳): 5%, 现金回赠 (for first $60,000 per year)

vii. BOC I-card (虚 CUP): 4%-5%, 现金回赠/抵销签账/超市礼券 (for max $1,112/month)

viii. BOC 红大湾卡: 4.4%-4.5%, 现金回赠为主 (for max $2,500/month)

ix. HSBC VS (赏家居9X): 3.6% in spending offset (HSBC Reward+)

C) Dining:

i. 信银国际 Motion: 6%, 现金回赠 (for max $3,670/month)

ii. BOC 青年卡: 5.4%-5.5%, 现金回赠为主 (for max $2,000/month)

iii. (to 31 Dec 23) Hang Seng MMPower: 5.4% in spending offset (+FUN Dollars) (for max $16,000/month) (自选-餐饮)

iv. DBS Eminent: 5%, 现金回赠 (for max $8,000/month)

v. (to 30 Jun 23) BOC VI: 4%-5%, 现金回赠/抵销签账/超市礼券 (for max $12,500/month)

vi. HSBC VS (赏滋味9X): 3.6% in spending offset (HSBC Reward+)

D) Overseas spending (注意 FCC 及 DCC + CBF) (加入 c14101 师兄的补充)

i. (to 31 Dec 23) Hang Seng MMPower: 5.4% in spending offset (+FUN Dollars) (for max $16,000/month) (自选-外币签账) => net rebate 3.45%

ii. (to 31 Dec 23) BOC Chill卡: 5%, 现金回赠 (for max $3,261/month) => net rebate 3.05%

iii. (to 30 Sep 23) Aeon Wakuwaku (日本签账): 3%, 现金回赠 (for max $10,000/month) => net rebate 2%

iv. 安信 EarnMORE (CUP): 2%, 现金回赠 (for first $150,000 per year) => net rebate 2%

v. Fubon Platinum (5X): 2%, 现金回赠 (3.2% if Japan/Korea, 8% Taiwan) (capped at 3 times credit limit per month) => net rebate 0.05%, 1.25%, 6.05%

vi. SCB Simply Cash: 2%, 现金回赠 => net rebate 0.05%

vii. HSBC VS: 3.6%(赏世界9X), in spending offset (Reward+) => net rebate 1.65%

E) Other retail spending

i. (to 31 Dec 23) BOC Chill卡 (Chill 商户): 10%, 现金回赠 (for max $1,563/month)

ii. DBS Eminent (健身中心/运动服饰/医疗服务): 5%, 现金回赠 (for max $8,000/month)

iii. BOC cards: 4%-5.5% (see B) above)

iv. (to 31 Dec 23) Hang Seng MMPower: 5.4% in spending offset (+FUN Dollars) (for max $16,000/month) (自选-手机支付)

v. (if Cinema/Karaoke/Theme Park) Wewa Card - 4%, 现金回赠 (capped at $2,000 per cardmembership year)

vi. 安信 EarnMORE (CUP): 2%, 现金回赠 (for first $150,000 per year)

vii. ICBC 星座: 1.5%, 现金回赠

viii. SCB Simply Cash: 1.5%, 现金回赠

ix. DBS Black AE: 1.2%, 现金回赠

x. Amex Blue Cash: 1.2%, 现金回赠

xi. Citi Cash Back Visa: 1%, 现金回赠

xii. Dah Sing One+ Card: 1%, 现金回赠

xiii. DBS Eminent: 1%, 现金回赠

xiv. SCB Executive Platinum: 1%, 现金回赠

F) Autopay

i. SCB Simply Cash: 1.5%, 现金回赠

ii. DBS Eminent: 1%, 现金回赠

iii. Citi Cash Back Visa: 1%, 现金回赠

G) Bill payments (exclude insurance and tax payment)

i. (Alipay HK) CCB 京东卡: 4% (net rebate 2.5%), 现金回赠 (for first $142,858 per year)

ii. (云闪付) 安信 EarnMORE (CUP): 2%, 现金回赠

iii. (八达通钱包) SCB Simply Cash: 1.5%, 现金回赠

H) Octopus AAVS

i. ICBC 星座: 1.5%, 现金回赠

ii. SCB Simply Cash: 1.5%, 现金回赠

iii. 安信 EarnMORE (CUP): 1%, 现金回赠

iv. SCB Executive Platinum: 1%, 现金回赠

v. Citi Cash Back Visa: 1%, 现金回赠

vi. SCB Smart 卡: 0.56%, 现金回赠

vii. Dah Sing One+ Card: 0.5%, 现金回赠

viii. Citi 八达通卡: 0.5%, 现金回赠 (15% 交通回赠, min $3,000 spending/month)

ix. ICBC 九巴 CUP: 0.4%, 现金回赠 (20% 九巴回赠, min $1,000 spending/month)

I1) Electronic wallets (Top-up & Transfer)

i. (Alipay HK) Citi Cash Back Visa: 1%, 现金回赠

ii. (Alipay HK) DBS Eminent: 1%, 现金回赠

iii. (Alipay HK) SCB Simply Cash: 0%

iv. (Payme) SCB Simply Cash: 1.5%, 现金回赠 (for max $1,000/month)

v. (Payme) HSBC card: 0.4% in spending offset (HSBC Reward+) (for max $3,000/month)

vi. (Payme) Citi Cash Back Visa: 1%, 现金回赠 (for max $1,000/month)

vii. (Payme) DBS Eminent: 1%, 现金回赠 (for max $1,000/month)

viii. ICBC 星座: 0%

I2) Electronic wallets (retail spending)

i. (Wechat pay, 云闪付) 信银国际 大湾区 CUP: 4%, 现金回赠 (for max $14,493/month, $2,899/transaction)

ii. (Wechat pay) 安信 EarnMORE (CUP): 2%, 现金回赠 (for first $150,000 per year)

iii. (Wechat pay) SCB Simply Cash: 1.5%, 现金回赠

iv. (Wechat pay) DBS Eminent: 1%, 现金回赠

v. (Alipay HK) CCB 京东卡: 4%, 现金回赠 (for first $142,858 per year)

vi. (Alipay HK) SCB Simply Cash: 1.5%, 现金回赠

vii. (Alipay HK) Citi Cash Back Visa: 1%, 现金回赠

viii. (Alipay HK) DBS Eminent: 1%, 现金回赠

这写的是啥，看不懂